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User Experience
Productfy enables companies to launch embeddable financial products to market in days using a suite of white-label solutions.
Backend API Development
ACH
Secured Credit
No Code
FinTech
Test Automation
The Challenge
During a time of immense growth, Productfy had difficulty finding GraphQL developers who were familiar with Java Spring and FinTech at a reasonable speed. They were considering partners like Nimi so they could deliver more features from their innovation roadmap.
The Nimi Solution

Global Tokenization Service

Service providers want to move fast, by pushing boundaries to disrupt the market.  Productfy's customers (and their end consumers were increasingly demanding a frictionless mobile payment experience that works globally. 
Nimi implemented and tested features to enable secure card payment processing with tokenization. Our services supported Apple Pay, Google Pay along with manual tokenization. This enabled end-users to load physical and virtual payment cards into their phone to make payments at a point-of-sale terminal.

ACH Money Movement

Productfy's customers were looking for an improved ACH electronic payments experience for salary direct deposits, bill pay, or tax refunds. The Nimi team partnered with Productfy engineering to work with the sponsor bank and the 3rd party provider to enable electronic transfers of funds between a bank and a virtual end user bank account. In the solution developed with Nimi team, the ACH transactions service included support for rules for ACH returns, classification and transaction handling. With the expertise and knowledge in FinTech, our team was able to examine and implement compliance gaps and solve performance glitches to deliver a reliable solution.

Fraud Reporting

The best FinTech solutions are both technology forward and compliant. Nimi engineers implemented several compliance standards for BSA/AML and ensured the platform followed the necessary transaction protocols for KYB and KYC (with latest encryption methods). Over the course of the engagement, the team extended the compliance codebase to provide support for money movement, digital accounts, and card issuance. All of this helps their customers get approved quicker, get to market faster, and stay viable.

Nimi Bond
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Nimi Mercoa
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Thinking about implementing Fintech features with an experienced API development team?

Look no further than the Nimi team to help you grow today.

Schedule a meeting

Our Locations
Find us in several
locations around the
world.
Oakland HQ
7150 Woodrow Drive
Oakland, CA 94611
USA
Sri Lanka HQ
28, Kumaratunga Munidasa Mawatha,Colombo 03
Sri Lanka
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